financewoes – ithinkFree

The Hard Copy 1

Life is an amalgam of happenings and incidents. One can’t diagnose or devise the fundamentals of living unless one has understood a straightforward fact to live life consciously. It is a wake-up call for some who want to experiment some more time dribbling on the field of experiences with the ball of life. You have it, and you don’t know in which direction to strike it?

So you decide to let it loose and experiment with it, or experience and understand it with some simple mindful efforts.

I want to share some facts which will work as a cheat sheet

when you wonder about drinking your latte or liquor. Sometimes keep aside that delusion cup that is the root cause of all your hidden troubles.

Think about the best things you can try doing with your life. Well, some love taking risks with food, lifestyle and preferences. What kind of life would you desire to experience or have? What is that critical thing that keeps you focussed yet not even near to it?

Accept and acknowledge things that are not suitable to you, don’t override a problem with desires. Example ( a heated argument with your colleague or boss doesn’t make you eligible to discuss or opinionate with others about his/her drawbacks.) Try settling communication issues at work with diplomacy and not through third-party communications.It doesn’t help at all. Instead, it can craft a massive void in your future career prospects. Personal agitations, confrontations and emotional clutter can lead to unnecessary trouble and significant damage to your career graph.

√ Finance health will not suffer in the long run if one is incapable of addressing things with logic.

Your career and finance will be at stake in a period of emotional crisis or an accidental mood swing. Your boss or anyone who heard or overheard you technically is in the safer zone. Emotional IQ and finance get along well with each other if appropriately managed.Performance and long term goals are something each and everyone strategically plans. There is substantial evidence that emotional IQ can correlate with essential personality traits.Studies have examined the multivariate effects of personality and intelligence on EI and also attempted to correct estimates for measurement error. Consider your EI as a skill, a tool that will technically help and assist you for a future financial prospect. One wrong move can destroy not only your career but also your life.

To be cont.

Someone sits on some market street and sells this “mantra to a whole world.” Like any vendor selling his products in the local wet market. I wonder how Singapore would look if financial products or loans were sold at a wet market. Jokes apart, it is not funny when you fall for such things, like ” I will make you rich “, “you will become rich before you hit 30“. “you look rich, how aren’t you say you aren’t rich ” and there are more.

I am sitting in Singapore and living a reasonably moderate life all my years. I have understood one secret mantra that you do not get rich in a jiffy. Neither one can be as fit as a fiddle without any proper exercise or a well-balanced diet. Too much hyped sugar-coated tart messages marketed to you either in the form of a subscription or SMS might define unknown trouble.

Read this with a pinch of salt. That’s total bs***

I am no finance guru, but I would like to share a straightforward fact with you like an average commoner. One must have some rainy day savings and, above all, a savings plan which one has access to, not in some policies but which one can access with ease. That must not be shared with anyone, not even with your best chum. Try to focus on building your wealth cause you are not an ATM machine that will churn out money when you are badly in need of it. Neither those subscriptions will pay you back, I mean those who had promised you some years ago that they will make you rich. Let us face the most brutal fact ever. When you are seriously in need of money, friends start distancing, relatives don’t entertain you, or your loved ones just keep you out of their social list. Cause one can’t predict rain, neither anyone could expect a calamity in the form of a pandemic.

So the most important thing for such situations is always to have secured funds for a rainy day. If you are a student, a writer, an entrepreneur, or a businessman, always remember to keep an active savings fund where you can save your money every month. This will not only help you when such situations occur, but you can also deal with it smartly and not sadly.

Out of 108 people inside a room, maybe 30 of them had secured their rainy day funds when they understood the worth and value.

I did mine too from an age when I realized that money is not about Gucci bags and Louis Vuitton wallets or Dior makeup. It is like a fad statement that is good enough for temporary pleasure.
.. I just reminded myself of one thing I heard in some video where the glamorous mystic Sadhguru mentions that “do you wish to live a life of a bhogi, a rogi or a yogi “
Staying or experiencing a monk’s life is not a trajectory; neither starting a savings plan at the eleventh hour will be of any help to you. What you can do now is “being in the moment” and growing your wealth most securely and with a conscious effort.

So much for now, as I scribble these lines from my comfort zone, that is my home in Singapore, like nothing as much relaxing and content to be alive every moment with the sounds and smell of what I call “Truly Asia.”

It’s time to wind up, and before I log off, stay safe and protected, my dear friends, wherever you are. And do not forget to wear your mask.

Good Night 😛